Permanent residency through investment 2024

Guide to Permanent Residency through Investment in 2024

Investing in a foreign country can be a viable pathway to obtaining permanent residency. Several countries offer investor visa programs designed to attract foreign capital and business expertise in exchange for residency rights. Here’s a comprehensive guide on how to obtain permanent residency through investment in 2024.

1. Understanding Investor Visa Programs

Investor Visa: A visa program that grants residency (temporary or permanent) to individuals who invest a significant amount of money in the host country’s economy. Investments can be in real estate, businesses, government bonds, or other approved financial instruments.

2. Key Countries Offering Investor Visas

2.1. United States

Program: EB-5 Immigrant Investor Program

  • Investment Amount: $1.05 million, or $800,000 in a Targeted Employment Area (TEA).
  • Requirements: Create or preserve at least 10 full-time jobs for U.S. workers.
  • Pathway: Conditional green card leading to permanent residency.

2.2. Canada

Program: Quebec Immigrant Investor Program (QIIP) (Note: As of my last update, the QIIP was temporarily suspended; check for current status.)

  • Investment Amount: CAD $1.2 million investment through a government-approved financial intermediary.
  • Requirements: Have a legally acquired net worth of at least CAD $2 million.
  • Pathway: Permanent residency upon acceptance.

2.3. Portugal

Program: Golden Visa Program

  • Investment Amount: Options include €500,000 in real estate, €350,000 in research activities, or €1 million in capital transfer.
  • Requirements: Maintain the investment for at least five years.
  • Pathway: Permanent residency after five years, with eligibility for citizenship after six years.

2.4. Spain

Program: Golden Visa Program

  • Investment Amount: €500,000 in real estate.
  • Requirements: Maintain the investment and visit Spain at least once per year.
  • Pathway: Permanent residency after five years, with eligibility for citizenship after ten years.

2.5. Greece

Program: Golden Visa Program

  • Investment Amount: €250,000 in real estate.
  • Requirements: Maintain the investment.
  • Pathway: Permanent residency after five years, with eligibility for citizenship after seven years.

2.6. Australia

Program: Business Innovation and Investment Program (BIIP)

  • Investment Amount: AUD $1.5 million for Investor Stream, AUD $5 million for Significant Investor Stream.
  • Requirements: Investment in designated Australian investments or managed funds.
  • Pathway: Provisional visa leading to permanent residency.

2.7. United Kingdom

Program: Tier 1 Investor Visa

  • Investment Amount: £2 million in UK government bonds, share capital, or loan capital in active and trading UK-registered companies.
  • Requirements: Maintain the investment for five years.
  • Pathway: Permanent residency after five years, with accelerated options for larger investments.

2.8. New Zealand

Program: Investor Visa

  • Investment Amount: NZD $3 million for Investor 2 Category, NZD $10 million for Investor 1 Category.
  • Requirements: Investment in approved assets.
  • Pathway: Permanent residency after four years (Investor 2) or three years (Investor 1).

3. General Steps to Obtain Permanent Residency through Investment

3.1. Research and Choose a Program

  • Determine the best program based on your financial capability, preferred destination, and investment type.

3.2. Meet Eligibility Criteria

  • Net Worth: Meet the minimum net worth requirements.
  • Source of Funds: Prove that your investment funds are legally acquired.
  • Health and Character: Undergo medical examinations and background checks.

3.3. Make the Investment

  • Complete the required investment through approved channels or intermediaries.

3.4. Submit Application

  • Application Form: Fill out and submit the investor visa application form.
  • Supporting Documents: Provide proof of investment, net worth, source of funds, and other required documents.
  • Application Fee: Pay the necessary processing fees.

3.5. Attend Interviews

  • Attend any required interviews or meetings with immigration officials.

3.6. Wait for Approval

  • Processing times vary; monitor the status of your application and respond to any additional requests for information.

3.7. Obtain Residency Permit

  • Once approved, receive your temporary or permanent residency permit.

3.8. Maintain Investment

  • Ensure that your investment remains compliant with the program’s requirements for the stipulated period.

3.9. Apply for Permanent Residency (if applicable)

  • If initially granted a temporary visa, apply for permanent residency after meeting the residency and investment maintenance requirements.

4. Preparing Your Application

4.1. Legal Assistance

  • Immigration Lawyers: Hire an experienced immigration lawyer to assist with your application.
  • Financial Advisors: Consult financial advisors to ensure your investment meets all legal and financial requirements.

4.2. Document Preparation

  • Proof of Investment: Obtain official documentation proving your investment.
  • Legal Source of Funds: Provide detailed documentation of how your funds were acquired.
  • Personal Documentation: Prepare passports, medical certificates, police clearances, and other personal documents.

4.3. Language Proficiency

  • Some countries may require proof of language proficiency in the local language or English.

5. Important Considerations

  • Tax Implications: Understand the tax obligations and benefits in the host country.
  • Residency Requirements: Some programs require you to spend a minimum amount of time in the country.
  • Exit Strategies: Plan how you will manage your investment if you decide to move or change your residency status.


Permanent residency through investment is a feasible and often advantageous route for those who can afford it. By choosing the right country and investment program, meeting eligibility criteria, and maintaining the necessary investment, you can secure a new home and potentially a pathway to citizenship. Always seek professional legal and financial advice to navigate the complexities of the process and ensure compliance with all regulations.

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